英検2級warranty・guarantee・insurance・coverageの違い｜保証・修理・保険の独自4長文40問【全訳】

保証・補償・交換を読む8語

英検2級の公式試験内容では、店舗や職場のEメール・説明文が題材に含まれます。実際の出題は長文内容一致8問ですが、ここでは条件読解の独自40問を解きます。

独自長文1｜タブレットの製品保証｜warranty・defect・excluded damage

Subject: Your Tablet Warranty Question Dear Customer, Thank you for contacting the Northside Electronics Service Desk about a tablet purchased on April 5. Under the fictional warranty supplied with this product, manufacturing defects are covered for twelve months from the purchase date. The warranty does not automatically cover damage caused by drops, exposure to water or unauthorized modifications. You reported that the tablet stopped charging on June 10, although it had not been dropped or exposed to water. The service team will first inspect the charging port and battery. A report of a problem does not by itself establish that the problem is a covered manufacturing defect. If the technicians confirm a covered defect, the company will repair the device without a labor charge. If repair is not practical, it may offer a replacement of equivalent specifications under the stated terms. Customers cannot assume that every claim will result in a brand-new upgraded model. Please bring the purchase receipt and the tablet to an authorized service center by appointment. Before handing over the device, customers should back up important data. The service center cannot promise that all stored files will survive a repair. The estimated inspection period is five business days. That is not a guaranteed delivery date for a repaired device.

内容一致・条件・数値10問

独自長文2｜学校貸出PCの代替機｜repair・loaner・replacement

School Computer Loan Policy The school lends laptops to students for coursework. When a school-owned laptop fails, students must report the problem to the technology office instead of attempting major repairs themselves. The office records the issue and decides whether a repair, a temporary loaner device or a permanent replacement is appropriate. A repair aims to make the same device usable again. A loaner is a temporary device students use while their original laptop is unavailable. A replacement is another device provided instead of the original under the school’s approved decision. These terms do not necessarily describe the same arrangement. One student, Aya, reported that her assigned laptop’s keyboard no longer worked. The technology office supplied a temporary loaner on Monday and booked the original device for inspection on Wednesday. The loaner had to be returned within two school days after the student received notice that the repaired original was ready. The original laptop was repaired and became available on Friday morning. Aya received the notice on Friday. Under the school’s rule, the next two school days were Monday and Tuesday, so the loaner had to be returned by Tuesday. The original device was not permanently replaced. The office reminded students that repairs could take longer in other cases and that borrowing a loaner was subject to availability.

内容一致・条件・数値10問

独自長文3｜地域講座の保険案内｜coverage・claim・deductible

Insurance Information for Workshop Equipment A fictional community workshop has purchased an equipment insurance policy. The policy covers certain accidental damage to registered workshop machines, subject to its written terms. Damage resulting from ordinary wear, unregistered equipment and specified excluded causes may not be covered. Having an insurance policy does not mean every loss will be paid in full. The workshop has a 5,000-yen deductible for each approved incident. A deductible is the amount the policyholder must bear before the insurer pays an eligible claim under this simplified example. When an approved repair costs 25,000 yen and the full amount otherwise falls within the policy terms, the workshop pays 5,000 yen and the insurer pays 20,000 yen. A damaged projector was reported on Monday, along with photographs and a repair estimate. The claim is under review. Until the insurer confirms coverage, the workshop cannot state that the projector’s repair costs will definitely be paid by the insurer. The administrator also reminded staff that an estimate explains expected repair cost, while a receipt proves a payment has been received. These are different documents. The insurer requested evidence about the incident before making a decision. The workshop will continue its classes using a spare projector, but that temporary arrangement does not settle the claim.

内容一致・条件・数値10問

独自長文4｜文化館の予約保証｜guarantee・deposit・cancellation policy

Venue Booking Conditions for a Youth Concert A community arts center offers rooms for youth concerts. Organizers may request a booking, but the room is not confirmed until the center sends an official confirmation. A reservation request is therefore not the same as a guaranteed booking. For a fictional Saturday event, the room fee is 40,000 yen. Once a booking is approved, organizers must pay a 10,000-yen deposit within five days to keep the confirmed reservation. This deposit is counted toward the total room fee, so the remaining amount after a timely deposit is 30,000 yen. Under the center’s particular cancellation policy, organizers who cancel more than fourteen days before the event receive the deposit back. If they cancel within fourteen days, the deposit is not refunded. These conditions apply to the hypothetical center, not to every venue. A group asked whether purchasing optional event insurance would automatically waive the cancellation policy. The center explained that the venue policy and any insurance contract were separate. Insurance coverage would depend on its own terms and approval of a claim. The group submitted a request on Monday and received a booking confirmation on Wednesday. It had not yet paid the deposit, so the organizer needed to check the payment deadline rather than assume the booking could be held indefinitely.

内容一致・条件・数値10問

全40問の正答一覧

長文1：1C／2A／3D／4B／5B／6D／7A／8C／9A／10C

長文2：11B／12D／13C／14A／15D／16B／17B／18C／19A／20D

長文3：21A／22D／23B／24C／25D／26A／27C／28B／29B／30D

長文4：31A／32C／33C／34B／35D／36A／37B／38D／39A／40C

よくある4つの読み違い

7日間の復習

初日は40問を解き、2日目に金額と期限の数字を整理します。3日目はcovered / excluded / approved / under review / not guaranteedを含む文を対照し、7日目に本文の根拠を説明できるか確認します。

FAQ

warrantyとinsuranceは同じですか？

異なります。warrantyは製品等に関する保証、insuranceは契約した危険・損失への補償を扱う仕組みです。どちらも具体的な契約条件を確認します。

deductibleは何ですか？

この教材の例では、承認された請求に対して保険契約者が負担する金額です。条件と対象額が重要です。

修理が必要なら必ず新しい上位機種と交換されますか？

いいえ。修理・同等品への交換・対象外などの扱いは保証条件と確認結果によります。

実在の保証条件ですか？

いいえ。読解練習用の架空の制度です。

関連する無料教材

• 返金・交換・補償の違いを読む40問
• 見積・請求・領収の違いを読む40問
• 注文・在庫・発送の読解40問
• 英検2級無料教材一覧

英検2級のEメールや中高一貫校の英語学習は、慶英会の最大1か月無料体験・学習相談からお問い合わせください。

公式参考情報

公益財団法人日本英語検定協会・2級の試験内容。英文・数字・条件・問題・解答・和訳は慶英会オリジナルです。